MetLife Financial Freedom Select^® (MFFS) Product Site

• Asset Allocation Portfolios
• “Fund-of-Funds”
• Index Portfolios 
• Fixed Interest Account
• Portfolios that invest in Exchange Traded Funds (ETFs)

For a list of funding options available for MFFS, please click here. 

For up-to-date information on the funds serving as investment vehicles for our products, please visit our Fund Resources page. 

• The Allocator^SM
• The Equity Generator^®
• The Index Selector^®
• The Rebalancer^®

None. If no contributions are made for more than 24 months (36 months in New York*) and the account balance is under $2,000, MetLife may cancel the contract/certificate, if permitted by law, by paying the account balance less any outstanding loans (if loans are permitted by plan). Early withdrawal charges may apply.

Free, non-taxable, unlimited. Restrictions may apply. See prospectus for more details.

The 3% bonus is only available on eligible eBonus purchase payments.**

Subject to certain limitations, during the first two Contract Years, for the B and L Classes, we currently credit 3% (2% in New York State*) to each of your purchase payments which consist of money from eligible rollover distributions or direct transfers from an investment vehicle (such as an annuity or a mutual fund) that was not sold by MetLife or one of its affiliates.

Subject to certain limitations, under the e Bonus Class Deferred Annuity we credit 3% to each of your eligible purchase payments made during the first contract year. No bonus is available if the individual is over age 65 on the certificate issue date. It should be noted that the expenses for the B, L, and e Bonus Classes of the Deferred Annuity may be higher than similar contracts without a bonus. The purchase payment credits (“Bonus”) may be more than offset by the higher expenses for these classes.

Guarantee a stream of lifetime income.

The GMIB is no longer available for purchase. The optional GMIB has an additional charge of 0.70% of the guaranteed minimum income base (as shown in the Prospectus), deducted at the end of each contract year by withdrawing amounts on a pro-rata basis from your Fixed Interest Account Balance (net of any outstanding loans) and Separate Account Balance (See Prospectus)

The LWG is no longer available for purchase. The LWG has an additional charge of 0.95% of the Total Guaranteed Withdrawal Amount (as shown in the Prospectus), deducted at the end of each contract year after applying any 5% Compounding Income Amount and prior to taking into account any Automatic Annual Step-up occuring on the contract Anniversary by withdrawing amounts on a pro-rata basis from your Fixed Interest Account Balance and Separate Account Balance. (See Prospectus)

Assuming income has not started, the standard death benefit is the greatest of:

(1) Account balance;

(2) Total purchase payments (excluding any rollover credits) reduced proportionately for withdrawals.

The Optional Annual Step-Up Death Benefit is the greatest of (less outstanding loans, where loans are permitted by plan):

(1) Account balance;

(2) Total purchase payments (excluding any rollover credits) reduced proportionately for withdrawals;

(3) “Highest Anniversary Value” on any contract/certificate anniversary prior to owner’s 81st birthday, plus any subsequent purchase payments and reduced proportionately for withdrawals. This benefit must be elected at the time of purchase and is irrevocable. There is an additional charge of 0.10% annually.