About Your Benefits

What is considered a disability?

You may be considered disabled if you’re unable to perform your job duties due to a change in your physical or mental health.

Keep in mind that many policies and plans have exclusions and limitations and may not fully cover certain disabilities and pre-existing conditions. Please consult The Cigna Group’s Summary Plan Description for specific details.

MetLife FMLA benefit overview

  

Metlife disability claims process

Like most disability income insurance policies, MetLife’s policies contain certain exclusions, exceptions, waiting periods, reductions, limitations and terms for keeping them in force. Ask your MetLife representative for complete details.