A Reason to Smile
Dental insurance can help cover costs, while HSA can help cover certain out-of-pocket expenses. Let’s look at some of the eligibility requirements and get a better idea of which dental expenses are covered by an HSA.
Didyouknow
Whether you’re in need of routine cleanings, braces, or a filling, a solid dental plan makes it easier for you to help protect your smile and your budget.1
Choose from a large network of dentists and oral care specialists to find the right provider for you and your family.
Comprehensive coverage that protects your oral health and your wallet. Now that’s something to smile about!
Need a dental program that stays with you? This on-the-go dental coverage protects your smile and savings, everywhere.
PPO plans provide benefits for a broad range of covered services/procedures, giving you the flexibility to choose any licensed dentist, in or out-of-network.
Ask your employer about MetLife Dental Insurance.
Pair comprehensive coverage and great savings1 with our HMO/managed care network. Only available in CA, FL, NJ, NY, and TX.
Ask your employer about MetLife Dental Insurance.
Finding the right insurance to keep your smile healthy has never been easier for your mind and your wallet. MetLife gives you the information necessary to feel confident in your choices.
MetLife helps protect the smiles of Veterans, their families and CHAMPVA members with comprehensive coverage.
Comprehensive dental coverage for Federal employees, annuitants, retired uniformed service members and their families.
Plan highlights:
Plan highlights:
Keep your oral health — and associated costs — in a great place.
Dental issues are painful and expensive. Did you know that a crown can cost up to $1,535?7
Ourextensivenetwork
Why MetLife
Extensive provider network
The MetLife dental network includes thousands of providers, so finding the right dentist is easy.
Flexibility to see any dentist
Our plans give you the flexibility to visit providers in or out-of-network. Most cleanings and exams are covered 100%.4
Cost savings
As a MetLife member, take advantage of our negotiated fees, typically 35 - 50% less than the average dental costs.3
Dental insurance can help cover costs, while HSA can help cover certain out-of-pocket expenses. Let’s look at some of the eligibility requirements and get a better idea of which dental expenses are covered by an HSA.
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MetLife’s Preferred Provider Organization (PPO) plans feature the MetLife Preferred Dentist Program, which is designed to save you money on dental services.1 You can choose from thousands of participating general dentists and specialists nationwide. Plus, you will enjoy lower out-of-pocket costs for in-network services, freedom to use any dentist, and less paperwork.
A participating dentist is a general dentist or specialist who has agreed to accept negotiated fees as payment in full for covered services. Negotiated fees typically range from 35 - 50% less than the average charges in a dentist’s community for similar services.3
You can find the names, addresses, specialties, languages spoken, and telephone numbers of participating dentists in a given area by searching our online directory – Find A Dentist.
Yes. MetLife TakeAlong DentalSM offers coverage that you can buy on your own and take from one job to the next.
All dental offices that participate in the network provide instructions on how to access emergency care 24 hours a day, 7 days a week. If you cannot reach your selected participating dentist, you may receive emergency care from any licensed dental care professional. The definition of what is considered “emergency care” and other specifics can be found in your policy, Certificate of Insurance, Evidence of Coverage or Summary Plan Description.
If your selected participating dentist determines that you need specialty care, you have access to a network of specialty care providers. Most plans are direct referral plans, which means your selected participating dentist will provide you with the name of a network specialist. No preauthorization is required. You can call the specialist directly to schedule your visit.
Any copayment amount for specialty services is listed in your Schedule of Benefits.
Contact your employer for more information.