FAQs
Read through our helpful Frequently Asked Questions.
They’re an affordable way to protect your family and finances in the event something happens to you. For many people, they help ensure that if something unforeseen should happen, short and long term financial obligations could be met. If you have a spouse, partner and/or children, they may rely on you to help keep the household running. It’s important to take steps to make sure your family would be financially prepared if you were no longer there to handle expenses like:
- Mortgage or rent payments
- Insurance premiums
- Transportation
- Utilities
- Child care/education fees
- Credit card bills
While having some life insurance provided by your employer is a great benefit, chances are it is not enough to adequately provide for your family now and years from now. Additional life insurance with MetLife can give your family greater financial security and give you more peace of mind.
Probably more than you have now. You should keep in mind that insurance needs change as your life changes — for example getting married, starting a family, or purchasing a home. It’s important to review your life insurance needs periodically to ensure that your family is protected. Many people are surprised to learn that they don’t have enough life insurance to cover the many expenses their loved ones may face.
Yes. You can apply for Supplemental Life Insurance at any time. Simply complete the life insurance enrollment form. If any additional information is needed, you will be advised. Your cost of insurance is provided at competitive group rates. Paying for coverage is easier and you won’t have to worry about missing payments since it’s done through automatic payroll deductions.
Excluded Employees can enroll at any time.
Coverage requests will become effective the first of the month following the receipt and approval of your application by MetLife, as long as you are Actively at Work on that date. Coverage requests that require additional medical information and are not approved by this date will not be effective until the first of the month following approval from MetLife as long as you are Actively at Work on that date.
You can quickly determine an appropriate amount of coverage by using the Life Insurance Calculator.
Complete the Enrollment Form and return to MetLife at the address indicated or call the Call Center at 800-252-8524, Monday-Friday, 8:00 a.m. - 4:30 p.m., PT (excluding holidays).