Things to Consider Before Choosing

You and your family's dental needs

Does your family only need preventive services like cleanings and the occasional fillings? Or do you and your family have extensive dental disease? Have you or a family member been diagnosed with periodontal disease or advanced decay, or is someone in your family missing permanent teeth? The more dental needs you have, the more costly your dental treatments will be. MetLife provides risk guides to help you and your family understand your dental health status and risk for dental disease. Click here to learn more.

It’s helpful to keep your needs in mind when picking a dental plan. Make sure you find a plan that’s right for you and your family, and fits within your budget.

Compare the coverage options

What are the differences between the plan types being offered and which will work best for your family? Compare the deductible, co-payments, co-insurance, maximums, limitations and exclusions.* This will help you work out what your yearly anticipated out-of-pocket expenses will be.

*If you’d like to learn more about what these terms mean, click here.

• PPO dental plan
• DHMO or Pre-paid plan
• Fee-for-service or Indemnity plan
• EPO dental plan
• Direct Reimbursement plan
• Discount plan