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Vision Insurance

Vision Insurance

Protect your family

Find Vision Provider

MetLife’s Vision Provider Networks

MetLife’s Vision provider networks include thousands of professionally certified optometrists and ophthalmologists² who offer comprehensive vision exams and ways to purchase glasses or contacts in office. You have the freedom to choose from both in- and out-of-network vision providers.³

Our Products

Davis Vision

David

Superior Vision

Coverage on eye exams, frames and lenses. Members also gain access to lens enhancements¹⁰ and a discount⁴ on LASIK.⁵

VSP Choice

Offers opportunity for lower out-of-pocket costs¹ for in-network services and the freedom to use any provider.³

VisionAccess

A discount vision care program focused on savings¹ for eye exams, glasses and frames, and laser vision correction.¹¹

Davis Vision can help minimize your out-of-pocket costs¹ for vision care and eyewear

Selection of frames
Access to the Exclusive Collection,⁶ with coverage on designer frames for $40 or less and with a one-year breakage warranty
Choice of retail chains in-network, including Warby Parker, LensCrafters, America’s Best, Costco Optical, Pearle Vision, Target Optical, Visionworks, Walmart Vision Centers and more⁷
Online in-network eyewear stores, including Warby Parker, LensCrafters, Target Optical, Glasses.com, 1-800 Contacts, Befitting and ContactsDirect⁷
Plans include access to a discount⁴ on LASIK⁵ plus access to a hearing exam and a discount⁴ on hearing aids⁸
Check out our Vision Cost Estimator⁹ to learn more about eye care options and their estimated in-network cost

Ask your Employer about Vision Plans

Superior Vision provides access to a large network of eye care professionals²

Access to a large network of eye care professionals at retail and private practice locations²
Enjoy lower out-of-pocket costs¹ when visiting an in-network vision care provider
Choice of retail chains in network, including Warby Parker, America's Best, Costco Optical, LensCrafters, Pearle Vision, Target Optical, Visionworks, Walmart Vision Centers and more⁷
Online in-network eyewear stores, including Warby Parker, LensCrafters, Target Optical, Glasses.com, ContactsDirect, 1-800 Contacts and Befitting⁷
Plans include access to a discount⁴ on LASIK⁵ plus access to a hearing exam and a discount⁴ on hearing aids⁸
Check out our Vision Cost Estimator⁹ to learn more about eye care options and their estimated in-network cost

Ask your Employer about Vision Plans

VSP Choice can help you and your family see well and save.¹

You can save¹ on routine eye exams, eyewear and fittings, laser vision correction¹¹ services, and more
Choose from the thousands of participating vision providers in our network² to find the one who works for you and your family
Lower out-of-pocket costs¹ when visiting an in-network participating vision care provider vs. visiting an out-of-network provider³
You and your dependents have the freedom to choose your own in-network provider
Check out our Vision Cost Estimator⁹ to learn more about eye care options and their estimated in-network cost

Ask your Employer about Vision Plans

MetLife VisionAccess is a discount program available to employees of participating groups.

Discounts¹ on eye exams, eyewear, such as glasses and contact lenses, and laser vision correction services¹¹
Thousands of participating vision providers²
Coverage for the whole family
No enrollment or claim forms needed

Ask your Employer about VisionAccess

Solutions for Federal Government Members

Federal Vision Plan (FEDVIP)

Vision coverage for Federal employees, annuitants, retired uniformed service members and their families.

Learn More

Plan highlights:

Choice of two plan options
100% coverage for in-network exams¹²
Potential savings up to 60% on routine services and eyewear¹³
Value-added features:
- LightCare to help protect against UV exposure or help limit exposure to blue light
- KidsCare^SMfor additional coverage for children’s eye care and eyewear needs

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Annual eye exams help protect your vision

Vision Insurance FAQ's

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No. You and your dependents each have the freedom to choose any provider.

Yes. You will need to check with your provider to see what their policy is for filling another provider’s prescription. However, your plan only covers glasses or contact lenses once per frequency, so check with your employer for details.

No. You do not need an ID card to get services through your vision plan.

If you visit an out-of-network provider, you are responsible for paying the provider in full for the services and eyewear received at the time of your appointment, including taxes. Then you must submit a completed MetLife Vision claim form and itemized receipt to the appropriate address:

For Davis Vision OR Superior Vision:
Davis Vision by MetLife OR Superior Vision by MetLife
Attn: Claims Processing
P.O. BOX 509
Troy, NY 12181

For VSP Choice:
MetLife Vision Claims
PO Box 495918
Cincinnati, OH 45249

For Davis Vision or Superior Vision plans, call 833-EYE-LIFE (833-393-5433). Available Monday through Friday 8AM – 9PM ET and Saturday 9AM – 4PM ET. IVR available 24/7.

For the VSP Choice plan, call 24/7 at 1-855-MET-EYE1 (1-855-638-3931). Available Monday through Saturday 9AM - 8PM ET. IVR available 24/7.

NEXT STEPS

Contact your employer for more information.

¹ Your actual savings from enrolling in a vision plan will depend on various factors, including the plan chosen, plan premiums, number of visits to an eye care professional by your family per year, and the cost of services and materials received. Be sure to review the Schedule of Benefits for your plan's specific benefits and other important details.

² For a list of participating providers, use the Find a Vision Provider tool at metlife.com. Select Find a Vision Provider, choose Davis Vision, Superior Vision, VSP Choice or VisionAccess as the network, complete the information requested and hit the Search button.

³ If you choose an out-of-network provider, you may have increased expenses, will need to pay in full at the time of services, and wil need to file a claim with MetLife for reimbursement.

⁴ Discount off retail. Not all providers participate in vision program discounts, including the member out-of-pocket features. Call your provider prior to scheduling an appointment to confirm if the discount and member out-of-pocket features are offered at that location. Discounts and member out-of-pocket are not insurance and subject to change without notice.

⁵ The Davis Vision and Superior Vision networks provide you with the opportunity to access discounted laser correction services. Laser vision correction services are administered by QualSight, LLC, and may not be available in all service areas. Davis Vision and Superior Vision make no representations regarding any services provided by QualSight, LLC. Not everyone will qualify for LASIK surgery. Results will vary. Please discuss outcomes with your eyecare provider.

⁶ The Davis Vision Collection of frames is available at most participating independent provider locations. The collection and pricing are subject to change without notice. Please check with your provider for details and availability prior to receiving services.

⁷ All product and company names are trademarks or registered trademarks of their respective holders. Use of them does not imply any affiliation with or endorsement by them.

⁸ The Davis Vision and Superior Vision networks provide you with the opportunity to access discounts with Your Hearing Network. All hearing services are administered by Your Hearing Network and may not be available in all service areas. Davis Vision and Superior Vision make no representations regarding any services provided by Your Hearing Network.

⁹ Costs and amounts shown are for guidance only and should not be relied upon as the actual costs for specific vision care administration services. The estimated costs may be higher or lower as they are calculated based on national average cost and frequency data with an understanding of provider networks. These costs are not intended to reflect your exact costs for services and are subject to change based on your coverage, benefits, and authorization for services. The information presented does not indicate medical advice, actual costs, guarantee of payment, prior approval for services, or judgment of a claim. If you have a vision plan, be sure to review your plan’s current Schedule of Benefits for your specific coverage details.

¹⁰ Lens enhancements are available at participating private practices. Pricing is subject to change without notice. Please check with your provider for details and availability prior to receiving services. Additional discounts may not be available in certain states or at certain retail locations.

¹¹ The VSP Choice and VisionAccess networks allow you to access discounted laser correction services. May not be available in all states or regions. Custom LASIK coverage only available using wavefront technology with the microkeratome surgical device. Other LASIK procedures may be performed at an additional cost to the member. Additional savings on laser vision care is only available at participating locations. Not everyone will qualify for LASIK surgery. Results will vary. Please discuss outcomes with your eyecare provider.

¹² Subject to frequency limitations.

¹³ Based on MetLife analysis, 2023. Your actual savings from enrolling in a vision plan will depend on various factors, including the plan chosen, plan premiums, number of visits to an eye care professional by your family per year, and the cost of services and materials received. Be sure to review the Schedule of Benefits for your plan's specific benefits and other important details. Comparison is based on national averages and most commonly purchased brands. Annual premium used is based on employee-only rate for M130-10/25 standard plan design with employees nationwide.

¹⁴ Kelley, OD, MS, Sonia, Are eye exams just as important as other health exams?, AllAboutVision.com, April 13, 2022, https://www.allaboutvision.com/eye-care/eye-exams/rethinking-importance-of-eye-exams/. Accessed April 25, 2024.

Vision benefits are underwritten by Metropolitan Life Insurance Company, New York, NY. Certain claims and network administration services are provided through: Davis Vision, Inc. (“Davis Vision”), a New York corporation; Superior Vision Services, Inc. (“Superior Vision”), a Delaware corporation; or Vision Service Plan (VSP), Rancho Cordova, CA. Davis Vision and Superior Vision are part of the MetLife family of companies. VSP is not affiliated with Metropolitan Life Insurance Company or its affiliates. Like most group benefit programs, benefit programs offered by MetLife and its affiliates contain certain exclusions, exceptions, reductions, limitations, waiting periods and terms for keeping them in force. Please contact MetLife or your plan administrator for costs and complete details.

MetLife VisionAccess is a discount program and not an insured benefit. The program is available at no charge regardless of enrollment in other MetLife benefits. Participation in the vision discount program is not contingent on the purchase of a MetLife product. It is provided through Vision Service Plan (VSP), Rancho Cordova, CA. VSP is not affiliated with MetLife or its affiliates.

FEDVIP: MetLife vision insurance is provided by Metropolitan Life Insurance Company, New York, NY. Certain claims and network administration services are provided through Vision Service Plan (VSP), Rancho Cordova, CA. VSP is not affiliated with Metropolitan Life Insurance Company or its affiliates. Like most group benefits programs, benefit programs offered by MetLife contain certain exclusions, exceptions, waiting periods, reductions, limitations and terms for keeping them in force. For more information, please view the Federal Vision Plan Brochure, which will govern these plan options and can be viewed by visiting MetLife.com/FEDVIP-Vision.

VSP is a registered trademark of Vision Service Plan.

Vision Insurance

MetLife’s Vision Provider Networks