What's New with PFML
This is a summary of the various state leave changes that are applicable to both MetLife’s private plans and the state-run programs. For additional information on a state’s program that is not applicable to MetLife’s private plans, please visit the state program website. Employers should review with their own legal counsel, their organization’s benefit materials and policies, including payroll deduction amounts, to determine if any changes are needed.
2025 PFML and Statutory Disability Updates
State |
Changes Effective |
Taxable wage base (cap) |
State Average Weekly Wage or Minimum Wage |
Maximum Annual Employee Contributions* |
Maximum Weekly Benefit Payment |
Other (leave reason, duration, etc.) |
|---|---|---|---|---|---|---|
California |
1/1/24 – 12/31/24 |
None |
SAWW: $1,642 |
1.1% of an employee’s wages |
$1,620 |
|
1/1/25 – 12/31/25 |
None |
SAWW: $1,704 |
1.2% of an employee’s wages |
$1,681 |
Effective 1/1/2025, the wage replacement calculation is: 1) 70% of regular wages up to the max weekly benefit amount or 2) 90% of regular wages up to the max weekly benefit amount for individuals making less than 70% of the state average quarterly wage. In addition, an employer can no longer require an employee to take up to 2 weeks of earned but unused PTO before receiving CA PFL benefits. |
|
Colorado |
Wage Base/ Contribution Rate: 1/1/24 – 12/31/24 |
$168,600 |
SAWW: $1,421.16 |
0.45% of an employee's wages, or $758.70 |
2024: $1,100 |
|
Wage Base/ Contribution Rate: 1/1/25 – 12/31/25 |
$176,100 |
To be announced June 2025 |
0.45% of an employee's wages, or $792.45 |
2025: $1,324.21 |
CO has draft regulation updates to be finalized before 1/1/2025 |
|
Connecticut |
1/1/24 – 12/31/24 |
$168,600 |
Min Wage: $15.69 per hour |
0.50% of an employee's wages, or $843 |
$941.40 |
|
1/1/25 – 12/31/25 |
$176,100 |
Min Wage: $16.35 per hour |
0.50% of an employee’s wages, or $880.50 |
$981 |
Effective 10/1/24: Safe Leave expanded to apply to victims of sexual assault allowing an employee to take up to 12 days of CT PFML and receive wage replacement benefits |
|
Hawaii |
1/1/24 – 12/31/24 |
$1,374.78 per week |
|
50% of MetLife premium, but no more than 0.5% of an employee’s weekly wages up to $6.87 per week, or $357.24 per year. |
$798 |
|
1/1/25 – 12/31/25 |
$1,441.72 per week |
|
50% of MetLife premium, but no more than 0.5% of an employee’s wages up to $7.21 per week, or $374.92 per year. |
$837 |
|
|
Massachusetts |
1/1/24 – 12/31/24 |
$168,600 |
SAWW: $1,796.72 |
0.18% PFL and 0.28% PML of an employee’s wages, or $775.56 |
$1,149.90 |
|
1/1/25 – 12/31/25 |
$176,100 |
SAWW: $1,829.13 |
0.18% PFL and 0.28% PML of an employee’s wages, or $810.06. |
$1,170.64 |
|
|
New Hampshire |
1/1/24 – 12/31/24 |
$168,600 |
SSAW: $3,242.31 |
% of an employee’s wages and varies by employer’s plan |
$1,945.38 |
|
1/1/25 – 12/31/25 |
$176,100 |
SSAW: $3,386.54 |
% of an employee’s wages and varies by employer’s plan |
$2,031.92 |
|
|
New Jersey |
1/1/24 – 12/31/24 |
$161,400 |
Not Applicable |
0.0% (TDI) and 0.09% (FLI) of the employee’s taxable wages, or $145.26 (FLI) |
$1,055 |
|
1/1/25 – 12/31/25 |
$165,400 |
SSAW: $1,545.60 |
0.23% (TDI) and 0.33% (FLI) of the employee’s taxable wages, or $380.42 (TDI) and $545.82 (FLI) |
$1,081 |
|
|
New York |
1/1/24 – 12/31/24 |
$ 89,343.80 |
SAWW: $1,718.15 |
0.373% (PFL) and 0.50% (DBL) of an employee’s wages, or $333.25 (PFL) and $31.20 (DBL) |
PFL: $1,151.16 |
|
1/1/25 – 12/31/25 |
$ 91,373.88 |
SAWW: $1757.19 |
0.388% (PFL) and 0.50% (DBL) of an employee’s wages, or $354.53 (PFL) and $31.20 (DBL) |
PFL: $1,177.32 |
|
|
Oregon |
Wage Base/ Contribution Rate: 1/1/24 – 12/31/24 |
$168,600 |
SAWW: $1307.17 |
0.6% of an employee's wages, or $1,011.60 |
$1,568.60 |
|
Wage Base/ Contribution Rate: 1/1/25 – 12/31/25 |
$176,100 |
Announced in July 2025 |
0.6% of an employee's wages, or $1,056.60 |
Announced in July 2025 |
New Paid Family Leave Reason – effective 1/1/25, an employee may apply for OR PFML benefits for activities or responsibilities associated with the legal process required for foster child placement or child adoption. |
|
Puerto Rico |
7/1/24 – 6/30/25 |
Not applicable |
Not applicable |
0.3% of an employee’s wages (up to $9,000), or $27 |
$113 ($55 for agricultural workers) |
|
7/1/25 – 6/30/26 |
Announced in 2025 |
Announced in 2025 |
Announced in 2025 |
|
|
|
Washington |
1/1/24 – 12/31/24 |
$168,600 |
SAWW: $1,618 |
Total state contribution= 0.74% of an employee’s wages |
$1,456 |
|
1/1/25 – 12/31/25 |
$176,100 |
SAWW: $1,714 |
Total state contribution = 0.92% of an employee’s wages |
$1,542 |
|