Life Insurance
Life insurance pays your beneficiary in the event of your death.
It shouldn’t be expensive to protect your family’s future
You can get affordable life insurance coverage to protect those you care about most and the life you’re building for them today.
You can easily protect your family’s future, today
We've all experienced how important it is to protect the health and safety of loved ones. It's why you work hard, continue to save what you can and try your best to plan for what's next. Looking after those you care for should not be a financial burden. Now you can help ensure that future by providing your loved ones with the financial protection only life insurance offers. This way, you’ll know that the life you’re working hard to build for your family will still move forward, no matter what happens.
- Provides your family with valuable financial protection
- Pays a monetary benefit to your beneficiary in the event of your death
- Money can be used for a wide variety of purposes: final expenses, income replacement, paying off mortgage and other debts, childcare/education costs, and other short- and long-term expenses
80% of people think life insurance is more expensive than it actually is.1
Plan Details
Life has changed, but the need to protect and provide for loved ones has not.
Life Insurance FAQs
While having life insurance provided by your employer is a great benefit, it’s possible that it may not be enough to adequately provide for your family. Additional life insurance can give your family greater financial security if you are no longer here to earn a paycheck.
Premium payment methods vary by employer. Contact your human resources department for more information.
- You get competitive group rates and a wide range of coverage options to choose from.
- Proceeds are generally income tax free and can be paid to your beneficiary in a lump-sum payment.
With portability and conversion, you can take your life insurance benefits with you without a gap in coverage. You can continue your Group Life insurance coverage with MetLife should you leave your employer for any reason. Competitive rates apply but will likely be higher than your current rates. MetLife will bill you directly.2
A claim needs to be filed with MetLife upon the death of the insured. Please call MetLife customer service at 866-548-7139. The claim form will be sent to the beneficiary on file. Proceeds are paid to your beneficiary through a tax-free death benefit. If you do not designate a beneficiary, claim payment will be distributed following the facility of payment provisions outlined in the certificate of insurance. If the total amount of your combined life benefits is $100,000 or less, and if MetLife can verify the death through other means, the benefit may be paid without submission of a death certificate. Please note this does not apply to dependent claims, AD&D claims, foreign claims, or claims with certain causes of death.
Protect what matters most
Take control of your life insurance coverage so you’ll have the right protection in place for you and your family at all times.
1 LIMRA - http://www.limra.com/uploadedFiles/limra.com/LIMRA_Root/Posts/PR/LIAM/PDF/Infographic_TrueCost.pdf
2 To the maturity age specified in the certificate.
Like most group insurance policies, insurance policies offered by MetLife contain certain exclusions, exceptions, waiting periods, reductions, limitations and terms for keeping them in force. Please contact your benefits administrator or your MetLife Group Representative for costs and complete details.