Accident Insurance
Accident insurance provides payment directly to you that can be used to help cover expenses due to a covered accident and covered services when the unexpected happens.
Enroll during Wells Fargo's Annual Benefits Enrollment or your initial enrollment period using the Wells Fargo Workday tool.
Take comfort knowing you have financial support for covered accidents
When unexpected injuries lead to unexpected expenses, your accident insurance provides a benefit payment to you to help you pay for things like bills, co-pays, transportation, childcare and more.
- You'll receive a payment to use as you see fit, paid directly to you.
- The plan provides a benefit payment for a covered accident and covered services, no matter what your medical plan covers.
- Accident-related events that meet coverage criteria are eligible for benefits, such as: sports injuries, auto accidents, bicycle accidents, broken bones, and knee injuries and falls.
Did you know 30.8 million annual ER visits are related to unintentional injuries?1
Documents
Enrollment
Enroll during Wells Fargo's Annual Benefits Enrollment or your initial enrollment period using the Wells Fargo Workday tool.
1 Source: Centers for Disease Control and Prevention: Accidents or Unintentional Injuries. Emergency department visits. https://www.cdc.gov/nchs/fastats/accidental-injury.htm. Accessed August 2018.
2 Coverage is guaranteed provided (1) the employee is actively at work, performing all of the usual and customary duties of their job at the employer’s place of business or at an alternate place approved by your employer (2) dependents are not subject to medical restrictions as set forth on the enrollment materials and in the Certificate, also referred to as the non-confinement clause.
ACCIDENT INSURANCE FROM METLIFE IS A LIMITED BENEFIT GROUP INSURANCE POLICY. The policy is not intended to be a substitute for medical coverage and certain states may require the insured to have medical coverage to enroll for the coverage. Provisions may vary or be unavailable in some states. Like most group accident and health insurance policies, policies offered by MetLife contain certain exclusions, limitations and terms for keeping them in force. For complete details of coverage and availability, please contact MetLife.
Benefits are underwritten by Metropolitan Life Insurance Company, New York, NY. If you are hospitalized due to an accident, please note that hospital does not include certain facilities such as nursing homes, convalescent care or extended care facilities. See MetLife’s Disclosure Statement or Outline of Coverage/Disclosure Document for full details.