MetLife Disability Calculator

How much disability insurance may be right for you?

Your employer may provide some disability insurance, but it may not be enough. MetLife believes a good rule of thumb is to protect 60-80% of your after-tax income.

Get an idea of how this rule of thumb might work for your situation.

Step 1: Enter your gross income

Step 2: Slide to see range

60%
65%
70%
75%
80%

Monthly disability need

The results assume a tax rate of 28%. The information presented herein is not legal advice and should not be relied upon or construed as legal advice. It is not permissible for MetLife or its employees or agents to give legal advice. The information herein is for general informational purposes only and does not purport to be complete or to cover every situation. You must consult with your own legal and financial advisors to determine how these laws will affect you.
1 These jurisdictions include, but may not be limited to, California, Connecticut, District of Columbia, Hawaii, Massachusetts, New Jersey, New York, Oregon, Puerto Rico, Rhode Island, Washington (and Colorado as of 1/1/24, Maryland, Delaware, and Minnesota as of 1/1/26, and Maine as of 5/1/26). Like most group benefit programs, benefit programs offered by MetLife contain certain exclusions, exceptions, waiting periods, reductions, limitations, and terms for keeping them in force. Ask your MetLife group representative for costs and complete details.
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