Plan to stay protected
MetLife Legal Plans gives you access to a network of over 18,000 attorneys to help you navigate life’s big milestones and unexpected events.
You can get cost-effective access to professional legal advice for the road ahead
Get coverage for a wide range of personal legal matters.
Legal Plan attorneys give you the guidance you need when you need it
MetLife Legal Plans can be a valuable benefit for you and your family.
Preparation and confidence are key to our overall well-being, especially in times of uncertainty. Knowing that you have a plan and trusted resources in place should you require legal assistance is one less thing to worry about.
- Access to legal advice and representation from a network of 18,000+ qualified attorneys.
- Covers a wide range of legal matters such as wills and estate planning, buying or selling a home, debt collection, traffic tickets, family law and more.
- No copays, deductibles or waiting periods.1
- Digital Estate Planning to create wills, living wills and powers of attorney online from the comfort of your home.2
67% of working adults have been involved in a legal issue within the last five years.3
A plan can make all the difference.
For $<XX> a month, MetLife Legal Plans can help make sure you’re prepared for all kinds of things that can happen in your life. No copay when using a network attorney for a covered matter. No lofty legal fees. Just expert guidance to protect you and your family.
Legal Plans FAQs
Getting started is easy. You simply choose an attorney in any area of practice from our network, which is available online or via one of our call center representatives. Provide your name and your employer’s name to the attorney when you make an appointment. It’s that simple.
You can speak to our network attorneys face-to-face or by phone, or you can email legal questions online to our Attorney e-Panel and receive an answer within 24 hours. And for certain legal matters, your attorney can represent you in court without you having to make an appearance.
Our network attorneys are there for you whenever you need advice on any personal legal matter or representation on a number of legal services covered under your plan. You can have confidence that you’ve got an expert on your side for as long as you need them.
Even experienced attorneys need to grow their practices. By providing exceptional service to you and other plan members, they can gain more clients through your referrals. That’s how we’ve established a large network of highly experienced attorneys, with managing attorneys averaging 25 years of experience.
Client Service Center representatives are available to help you find an attorney who can help you with your legal matter, whatever that might be. On the website, you’ll see self-reported demographic data about the attorneys to help you decide with whom to engage. We’re committed to ensuring you receive the expert legal help you need when you need it.
You can use any attorney you’d like. If you choose an attorney outside of our network, we’ll reimburse you for covered services based on a set fee schedule.4
Yes, you have unlimited use of the plan over the course of the year for covered legal matters.5
Less than you might think. For less than a dollar a day, you can have our legal experts on your side for as long as you need them. You can find the exact cost for your plan in the enrollment materials provided by your employer.
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Make big decisions a little easier
Tap into a network of top attorneys when you need help managing planned and unplanned legal situations.
1 When using a network attorney for a covered matter.
2 Digital Estate Planning is not available for customers located in GU, PR and VI. It is not included with dependent life coverages. Domestic Partnerships are not currently supported; however, members in a domestic partnership may use a MetLife Legal Plans attorney for their estate planning needs. Online Notary is not available in all states.
3 MetLife Legal Plans Legal Access Study.
4 The participant will be reimbursed according to the set fee schedule, the lesser of the maximum reimbursement amount or the attorney’s actual charge. You will be responsible to pay the difference, if any, between the plan’s payment and the non-plan attorney’s charge for services. MetLife Legal Plans is not responsible for legal work performed by out-of-network attorneys.
5 For more information, please refer to www.metlife.com/mybenefits.
Group legal plans are administered by MetLife Legal Plans, Inc., Cleveland, Ohio. In California, this entity operates under the name MetLife Legal Insurance Services. In certain states, group legal plans are provided through insurance coverage underwritten by Metropolitan General Insurance Company, Warwick, RI. For complete details of the coverage, call or write the company.