Cover the costs on a wide range of common legal issues with a Legal Plan.
Access experienced attorneys to help with estate planning, home sales, tax audits and more.
Plan Details
Easy access to legal counsel for many legal matters with no additional fee.5
A Group Legal Plan created to assist the entire family.
We know that legal help is valuable at every stage of life. Whether you’re getting married, sending kids off to college or retiring and planning for the future, having access to expert legal help allows you to navigate life’s milestones confidently.
That’s why we created a plan to provide legal help for your entire family. MetLife Legal Plans covers you, your spouse/domestic partner and dependents who are eligible and qualify for coverage with JPMorganChase – for many of the common legal issues your family faces.
Overview
Making the plan work for you
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Estate Planning at your fingertips
Selection of this slide may update corresponding content belowThe Plan offers you and your family access to an affordable network of attorneys for routine legal services related to personal and family legal issues.
Most services are covered at 100% when you use in-network attorneys. In-network services are available only in the continental United States, U.S. Virgin Islands, Puerto Rico and Hawaii. A reimbursement schedule applies to fees charged by out-of-network attorneys. Attorneys will only provide services for U.S. related issues.
You pay the full cost of your coverage on an after tax basis. There is a flat rate for coverage — your cost per pay period is the same regardless of how many dependents are covered with you.
For enrolled members, our website provides you with the ability to create wills, living wills and powers of attorney online in as little as 15 minutes. Answer a few questions about yourself, your family and your assets to create these documents instantly. In states where available, you also have access to sign and notarize your documents online through our video notary feature.2
Using the plan is easy
1. Find an attorney
Members will have access to an attorney search tool to locate and select an attorney for your specific legal matter. Members can also call MetLife Legal Plans directly for assistance.
2. Make an appointment
Once you’ve received your case number, call the attorney you selected and schedule a time to connect.
3. That’s it!
There are no copays, deductibles or claim forms when you use a network attorney for a covered matter.
1 You will be responsible to pay the difference, if any, between the plan’s payment and the out-of-network attorney’s charge for services.
2 Digital notary and signing is not available in all states.
3 No more than a combined maximum total of four hours of attorney time and service are provided for the member, spouse and qualified dependents, annually.
4 These benefits provide the Participant with access to LifeStages Identity Restoration Services and LifeStages Premium Identity Protection & Restoration provided by IdentityForce, A TransUnion® Brand. IdentityForce is not a corporate affiliate of MetLife Legal Plans.
5 Additional fees may incur if an out-of-network attorney is used.
Group legal plans are administered by MetLife Legal Plans, Inc., Cleveland, Ohio. In California, this entity operates under the name MetLife Legal Insurance Services. In certain states, group legal plans are provided through insurance coverage underwritten by Metropolitan General Insurance Company, Warwick, RI. For costs and complete details of the coverage, call or write the company. Some services not available in all states. No service, including consultations, will be provided for: 1) employment-related matters, including company or statutory benefits; 2) matters involving the employer, MetLife and affiliates and plan attorneys; 3) matters in which there is a conflict of interest between the employee and spouse or dependents in which case services are excluded for the spouse and dependents; 4) appeals and class actions; 5) farm and business matters, including rental issues when the participant is the landlord; 6) patent, trademark and copyright matters; 7) costs and fines; 8) frivolous or unethical matters; 9) matters for which an attorney client relationship exists prior to the participant becoming eligible for plan benefits. Coverage for defense of criminal matters is excluded from insurance coverage for individuals located in New York. For all other personal legal matters, an advice and consultation benefit is provided. Additional representation is also included for certain matters. Please see your plan description for details. [MLP4&MLP4wCM&PP]