You can easily protect your family’s future, today

We know how important it is to protect the health and safety of loved ones. It's why you work hard, continue to save what you can and try your best to plan for what's next. Looking after those you care for should not be a financial burden. Now you can help ensure that future by providing your loved ones with the financial protection only life insurance offers. This way, you’ll know that the life you’re working hard to build for your family will still move forward, no matter what happens.

• Provides your family with valuable financial protection
• Pays a monetary benefit to your beneficiary in the event of your death
• Money can be used for a wide variety of purposes: final expenses, income replacement, paying off mortgage and other debts, childcare and/education costs, and other short- and long-term expenses

80% of people think life insurance is more expensive than it actually is.¹

For your life coverage (Basic and Supplemental): You can name anyone as the beneficiary of your basic and supplemental life insurance. If you have had a recent change in your family status – such as marriage or divorce – you may need to update your beneficiary. The beneficiary you name for your life insurance benefit may be separate and different from any other beneficiary you name with the City for your other employee benefits, such as your LACERS pension, Deferred Compensation Plan account, etc.

To name or update your beneficiary information, go to keepingLAwell.com and log into your Benefits Central Portal account. You can also call the Benefits Service Center at 833-4LA-WELL (833-452-9355).

For your dependent (Spouse/Domestic Partner and Child) life coverage, you will be the beneficiary.

Designating a Beneficiary

Is your Life insurance beneficiary information up to date?

You should name a beneficiary for your MetLife insurance coverage(s). This ensures that MetLife will distribute the policy proceeds the way you want after your death.

If you don’t name a beneficiary, or if your beneficiary passes away before you, your insurance proceeds will be paid in accordance with the Facility of Payment as outlined in your Summary Plan Description (SPD) for Life benefits, listed below in the following order:

• Your spouse;
• Your child(ren);
• Your parent(s);
• Your siblings; or
• Your Estate

We encourage you to take a few minutes to review your beneficiary designations, especially after a life event, such as marriage, divorce, birth of a child, etc.

Watch this video to understand the process to add or modify your beneficiaries. 

What you need to do:
Please complete the steps below to name or update your beneficiaries through MetLife’s MyBenefits website as soon as possible:

1. Gather the following information about each of your beneficiaries
   • For individuals, you need the beneficiary's full name, full address, phone number and date of birth.
   • For trusts, you need the trust name, address, phone number and trust date.
2. Visit the MyBenefits website and enter ‘City of LA' as the Company Name
3. Log in to your account by entering your username and password. First time users will need to click “Create a New Account” to choose a username and password and to establish security questions.
4. After you log in, click “Add/Update Beneficiaries” and follow instructions to review and update. 
5. Enter details about each of your beneficiaries.
6. Print a copy of your completed beneficiary information for your records.

Changes to your beneficiary are effective immediately. You will also receive an electronic confirmation notice, which allows you to easily print a paper copy of your designations for your records.

If you don’t have access to the internet, contact MetLife at 1-866-574-2863 and request a Beneficiary Designation Form.

For your life coverage (Basic and Supplemental): You can name anyone as the beneficiary of your basic and supplemental life insurance. If you have had a recent change in your family status – such as marriage or divorce – you may need to update your beneficiary. The beneficiary you name for your life insurance benefit may be separate and different from any other beneficiary you name with the City for your other employee benefits, such as your LACERS pension, Deferred Compensation Plan account, etc.

To name or update your beneficiary information, go to keepingLAwell.com and log into your Benefits Central Portal account. You can also call the Benefits Service Center at 833-4LA-WELL (833-452-9355).

For your dependent (Spouse/Domestic Partner and Child) life coverage, you will be the beneficiary.