Legal Plans
Easy access to legal counsel for many legal matters with no additional fee.
Get the assistance you need on personal legal matters
MetLife Legal Plans provides you with access to experts who can assist you with a broad range of personal legal needs you might face throughout your life. Eliminate the stress of finding an attorney and paying hefty legal fees for life’s planned and unplanned legal matters. MetLife Legal Plans gives you access to experienced, pre-qualified attorneys for an unlimited number of personal legal matters.
MetLife Legal Plans could save you hundreds of dollars in attorney fees for common legal services like these: Estate planning documents, including Wills and Trusts, real estate matters, identity theft defense, financial matters, such as debt-collection defense, traffic offenses, document review and preparation, family law, including adoption and name change, immigration assistance, advice and consultation on personal legal matters, divorce coverage and more.
- With network attorneys available in person, by phone, or by email and online tools to do-it-yourself or plan your next move—we make it easy to get legal help. And for certain legal matters, your attorney can represent you in court without you having to make an appearance
- Low monthly cost for unlimited use. No matter how many times throughout the year you use the services of a Network Attorney for covered legal matters, all you pay is your monthly premium, no copays – no deductibles.
- Your choice of experienced attorneys. You’ll enjoy quick, easy access to a nationwide network of over 15,000 pre-qualified attorneys who have an average of 25 years of experience offering a broad range of legal services.1 You can also choose an out-of-network attorney and be reimbursed through the legal plan.2
Plan Details
Easy access to legal counsel for many legal matters with no additional fee.
Why do I need a legal plan?
Quality legal assistance can be pricey. And it can be hard to know where to turn to find an attorney you trust. But for a low monthly fee, you can have a team of top attorneys ready to help you take care of life’s planned and unplanned legal events.
With MetLife Legal Plans, you get access to experts who can assist you with a broad range of personal legal needs you might face throughout your life. This could be when you’re buying or selling a home, starting a family, dealing with identity theft, or caring for aging parents.
You may be thinking—why would top attorneys need or want to join a legal plan network. But even experienced attorneys need to grow their practice. By providing exceptional service to you and other plan members, they can gain more clients through your referrals. That’s how we’ve established a large network of highly experienced attorneys, averaging 25 years of experience.
How it works
Our service is tailored to your needs. With network attorneys available in person, by phone, or by email and online tools to do-it-yourself or plan your next move—we make it easy to get legal help. And for certain legal matters, your attorney can represent you in court without you having to make an appearance.
Best of all, you have unlimited access to our attorneys for all legal matters covered under the plan. For a low monthly premium conveniently paid through payroll deduction, an expert is on your side as long as you need them.
Whatever you need to protect your family, MetLife Legal Plans is here to make life a little easier.
Plan Details
Access Code: 4130010
For more information visit:
What is covered?
MetLife Legal Plans covers some of the most frequently needed personal legal matters. For additional information on your plan, locate a network attorney, or take a short quiz on legal needs click here
| Money Matters |
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|---|---|---|
| Home & Real Estate |
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| Estate Planning |
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| Family & Personal |
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| Civil Lawsuits |
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| Elder-Care Issues |
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| Vehicle & Driving |
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| Document Preparation |
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Benefits Payment Example
Example 1:
Matt contacted an attorney in the MetLife Legal Plans network to help him with selling his home and purchasing a new home. During the process, he faced challenges with the buyers of his home as well as the builders of his new home. The attorney guided him and his wife through every step of the process, reviewing contracts, drafting letters and providing advice for both transactions.
Covered Services |
|
Phone Consultation |
$0 out of pocket |
Drafting Documents |
$0 out of pocket |
Document Review |
$0 out of pocket |
Example 2:
John received a notice in the mail that his daughter, who is away at college in another state, got a traffic camera ticket near campus. He found an attorney in the network near his daughter that she was able to contact to go over the situation and what her options were. The attorney was able to contact the city to contest the ticket and made a court appearance on her behalf to get the ticket dismissed since traffic camera tickets had been outlawed in the state.
Covered Services |
|
Phone Consultation |
$0 out of pocket |
Drafting Documents |
$0 out of pocket |
Court Appearance |
$0 out of pocket |
Participate in our network
If you have a trusted attorney who does not participate in our network, that’s OK. You can be reimbursed for some of the costs1. The cost for MetLife Legal Plans legal services is $16.25 monthly
Legal Plans FAQs
If you are a regular full-time, part-time or reduced-time Caregiver, you are eligible to enroll yourself and your eligible family members. You need to enroll during your Enrollment Period and be actively at work for your coverage to be effective.
First and foremost, you could save money. If you’ve ever hired a lawyer, you know how quickly the attorney fees can add up. With MetLife Legal Plans— you can get fully covered legal services at an affordable price.
Yes. Your spouse and dependent children also have access to the plan benefits.
Even experienced attorneys need to grow their practice. By providing exceptional service to you and other plan members, they can gain more clients through your referrals. That’s how we’ve established a large network of highly experienced attorneys, averaging 25 years of experience. And every year, all participating lawyers in our attorney network are re-credentialed.
Getting started is easy. You simply choose an attorney in any area of practice from our network, which is available online or via one of our representatives. We will then give you an assigned case number to share with your lawyer when you make an appointment. It’s that simple.
You can speak to our Network Attorneys face to face, by phone, or you can submit questions online to our Attorney e-Panel – whatever works best for you. And for certain legal matters, your attorney can represent you in court without you having to make an appearance.
Our Network Attorneys are there for you, whenever you need advice on any personal legal matter or representation on a number of legal services covered under your plan—giving you peace of mind that you’ve got an expert on your side, for as long as you need them.
Yes – our Client Service Center representatives are here to help you find the right attorney that’s best placed to help you with your legal matter, whatever that might be. We’re committed to ensuring you receive the expert legal help you need, when you need it.
Yes – you can use any attorney you’d like. If you choose an attorney outside of our network, we’ll reimburse you for services based on a set fee schedule.3
Yes, you have unlimited use of the plan over the course of the year for covered legal matters.4
Yes. There’s one low monthly cost for unlimited use of the plan. No matter how many times you use a Network Attorney over the course of the year for covered legal matters, all you pay is your monthly premium; no co-payments and no deductibles. MetLife Legal Plans is conveniently deducted from your paycheck.
It’s easy. Your premium is paid through payroll deductions, so you don’t have to worry about writing any checks or missing payments.
It’s more important than you think. There are many times in life when you may need the services of a qualified attorney: purchasing a home, estate planning documents and will preparation, financial matters, family law or adoption issues. Yet, many people who need legal help do not seek it, in part because they fear the cost and don’t know how to find the right attorney.2
How one couple protected their
Sarah and Matthew were ready to move when the home seller backed out. Fortunately, they were able to retain one of the area’s top attorneys
1 When using a network attorney for a covered matter
2 CARAVAN survey conducted by ENGINE on behalf of MetLife Legal Plans, January 2020.
3 You will be responsible to pay the difference, if any, between the Plan’s payment and the attorney’s charge for services.
4 For more specific information, please refer to www.metlife.com/mybenefits.
Group legal plans provided by MetLife Legal Plans, Inc., Cleveland, Ohio. In certain states, group legal plans are provided through insurance coverage underwritten by Metropolitan Property and Casualty Insurance Company and Affiliates, Warwick, RI. Some services not available in all states. Please see your plan description for details. MetLife® is a registered trademark of Metropolitan Life Insurance Company, New York, NY. ©2021 MetLife Services and Solutions, LLC, MetLife Legal Plans, Inc., 1111 Superior Avenue, Suite 800, Cleveland, OH 44114