Dental Insurance
Dental insurance makes it easy to go to the dentist by minimizing out-of-pocket costs1 for routine dental check-ups, expensive procedures and most things in between.
Maximize your oral health while minimizing costs1
Take advantage of your dental benefits offered by your employer.
Keep your smile and your bank account healthy
Whether you’re in need of routine cleanings, braces or a filling, a solid dental plan makes it easier for you to protect your smile and your budget.1
- Routine visits to the dentist help prevent costly dental bills later on, as well as problems linked to medical conditions like diabetes or heart disease2
- If you have a choice of plans, consider your oral health needs and ability to pay for unexpected major services like a crown
- If you have children, consider more comprehensive coverage for less out-of-pocket costs, as well as an option for braces
Dental problems can be unpredictable and expensive. For example, did you know that a crown can cost up to $1,535?3
Learn how to protect your smile and your health
Find a Dentist
To find a Dentist under your Caltech plan, make sure to search "Dental HMO/Managed Care" for your network. When prompted for your plan, choose "Met50".
2022 MetLife DHMO Dental Schedule of Benefits
Dental Insurance
A great way to help protect your family’s health and budget.
1 Savings from enrolling in a dental benefits plan will depend on various factors, including the cost of the plan, how often participants visit a dentist and the cost of services rendered.
2 American Dental Association; Dentists: "Doctors of Oral Health", American Dental Association, Chicago, IL.
http://www.ada.org/en/about-the-ada/dentists-doctors-of-oral-health. Accessed February 1, 2021.
3 Based on MetLife data for a crown (D2740) in ZIP code 06340. This example is used for informational purposes only. Fees in your area may be different.
4 Based on internal MetLife analysis. Negotiated Fees refer to the fees that in-network dentists have agreed to accept as payment in full for covered services, subject to any copayments, deductibles, cost sharing and benefits maximums. Negotiated fees are subject to change.
5 Covered services under your plan are set forth in the certificate of insurance or summary plan description.
Like most group benefit programs, benefit programs offered by MetLife and its affiliates contain certain exclusions, exceptions, waiting periods, reductions of benefits, limitations and terms for keeping them in force. Please contact MetLife for complete details.