Plan Benefits

Plan Benefits

Eligibility and Enrollment Details

As a NAFI employee, you are eligible to apply for life insurance for yourself and your eligible dependents. You may enroll for partially employer paid Basic Life/Accidental Death & Dismemberment coverage, voluntary Supplemental Term Life insurance coverage and Dependent coverage.

Enrollment Details:

Please complete and return the enrollment form to your HR Authorized Representative.

  • If enrolling within the first 30 days of being eligible complete the Enrollment Form. To review rates and upon form completion, please return to your HR Authorized Representative.
  • If enrolling or making changes outside of the 30 days, and enrolling your spouse or child(ren), complete the Limited MedicaI Information Form (LMI Form/Short Form SOH)
  • If you answer yes to any of the health questions on the Limited Medical Information Form, please also complete the Full Statement of Health Form

We encourage you to take this opportunity to enroll in the coverage(s) that is right for you and your family.

Basic Life / AD&D

Basic Life includes Accidental Death & Dismemberment (AD&D) Insurance. 

• Employees whose base annual earnings are $48,000 or less may elect an amount equal to the lesser of 1 ½ times base annual earnings or $50,000.     

• Employees whose base annual earnings are more than $48,000 may elect an amount equal to 1 times base annual earnings plus $2,000 up a maximum of $200,000.   

Supplemental Life Insurance Coverage

  • All employees may apply for 1 to 2 times basic life amount of insurance up to a maximum of $200,000

Dependent Life Insurance Coverage

• Option 1: $5,000 for Spouse/Domestic Partner and $2,500 per Child 

• Option 2: $10,000 for Spouse/Domestic Partner and $5,000 per Child

MetLife AdvantagesSM  

  • Face-to-Face Will Preparation Service:2 Face-to-Face Will Preparation Service at no additional cost. You and your spouse may set up face-to-face or over the phone meetings with an attorney from Hyatt Legal Plans' network of over 14,000 participating attorneys to prepare or update a will, living will, Power of Attorney, and other estate documents.
  • Face-to-Face MetLife Estate Resolution Services:2 Face-to-Face Estate Resolution Service at no additional cost. Estate representatives and beneficiaries may receive face-to-face or over the phone legal assistance with probating your and your spouse's estates. Beneficiaries may also consult an attorney from Hyatt Legal Plans' network for general questions about the probate process.
  • WillsCenter.com3 Helps you or your spouse/domestic partner prepare a will, living will, Power of Attorney and HIPAA Authorization form on your own, at your own pace, 24 hours a day, 7 days a week.
  • Grief Counseling4 provides you, your dependents and your beneficiaries with up to 5 in-person or confidential counseling sessions per event to help cope with a loss — no matter the circumstances — whether it’s a death, an illness, a divorce, losing a pet or even a child leaving home
  • Accelerated Benefits Option5 you can receive up to 100% of your Supplemental Life Insurance proceeds to a maximum of $200,000 in the event that you become terminally ill and are diagnosed with less than 24 months to live. This can go a long way toward helping your family meet medical and other related expenses at this difficult time.

Enroll today!

Please complete and return the enclosed enrollment form to your HR representative.

New Hires click here. All other employees click 'Enroll'

Enroll

1 Coverage is subject to review and approval by MetLife based upon its underwriting rules.

2 Will Preparation Services and Estate Resolution Services are offered by Hyatt Legal Plans, Inc., a MetLife company, Cleveland, Ohio. In certain states, Will Preparation Services and Estate Resolution Services are provided through insurance coverage underwritten by Metropolitan Property and Casualty Insurance Company and its affiliates, Warwick, RI. These services are provided at no additional cost to those who purchase Supplemental Life Insurance only. Certain services are not covered by Estate Resolution Services, including matters in which there is a conflict of interest between the executor and any beneficiary or heir and the estate; any disputes with the group policyholder, MetLife and/or any of its affiliates; any disputes involving statutory benefits; will contests or litigation outside probate court; appeals; court costs, filing fees, recording fees, transcripts, witness fees, expenses to a third party, judgments or fines; and frivolous or unethical matters.

3 WillsCenter.com is a document service provided by SmartLegalForms, Inc., an affiliate of Epoq Group, Ltd. SmartLegalForms, Inc. is not affiliated with MetLife and the WillsCenter.com service is separate and apart from any insurance or service provided by MetLife. The WillsCenter.com service does not provide access to an attorney, does not provide legal advice, and may not be suitable for your specific needs. Please consult with your financial, legal, and tax advisors for advice with respect to such matters.

4 Grief Counseling services are provided through an agreement with Harris, Rothenberg International (HRI), Inc. HRI is not an affiliate of MetLife, and the services HRI provides are separate and apart from the insurance provided by MetLife. HRI has a nationwide network of 46,700 counselors. Counselors have masters or doctoral degrees and are licensed professionals. Subject to state regulatory approval, not approved in all states. The Grief Counseling program does not provide support for issues such as: domestic issues, parenting issues, or marital/ relationship issues (other than a finalized divorce). For such issues, members should inquire with their human resources department about available company resources. This program is available to an insureds, their dependents and beneficiaries who must have received a serious medical diagnosis or suffered a loss that has occurred, meaning, the diagnosis or loss must have taken place (death in the family, job loss, a finalized divorce or separation). Events that may result in a loss are not covered under this program unless and until such loss has occurred.

5 The Accelerated Benefits Option is subject to state regulation and is intended to qualify for favorable federal income tax treatment, in which case the benefits will not be subject to federal income taxation. This information was written as a supplement to the marketing of life insurance products. Tax laws relating to accelerated benefits are complex and limitations may apply. You are advised to consult with and rely on an independent tax advisor about your own particular circumstances. Receipt of accelerated benefits may affect your eligibility, or that of your spouse or your family, for public assistance programs such as medical assistance (Medicaid), Temporary Assistance to Needy Families (TANF), Supplementary Social Security Income (SSI) and drug assistance programs. You are advised to consult with social service agencies concerning the effect that receipt of accelerated benefits will have on public assistance eligibility for you, your spouse or your family.

This summary provides an overview of your plan’s benefits. These benefits are subject to the terms and conditions of the contract between MetLife and News Corp and are subject to each state’s laws and availability. Specific details regarding these provisions can be found in the booklet certificate.

Like most group insurance policies, MetLife Supplemental Term life insurance policies contain certain exclusions, limitations and requirements for maintaining coverage in force. Any such exclusions, limitations and requirements will be described in the life insurance certificate.