Hawaii Temporary Disability Insurance (HI TDI)

The Hawaii Temporary Disability Insurance (TDI) requires employers to provide partial wage replacement insurance to their eligible workers for a non-work-related injury or sickness, including pregnancy. This means that if a worker is unable to work because of an off-the-job injury or sickness and the worker meets the qualifying conditions of the law, the disabled worker will be paid Disability or sick leave benefits to partially replace the wages lost.

Coverage Options: MetLife provides fully insured and self-insured temporary disability coverage.

Job Protection: The HI TDI program does not provide job protection, only monetary benefits. However, job protection may be provided through other federal or state laws such as the federal Family and Medical Leave Act (FMLA) or the Hawaii Family Leave Law (HI FLL).

2023 Benefits: Up to 26 weeks with a maximum benefit of $798/week.

2023 Contributions: The employer may pay for the entire cost of providing TDI coverage, or the employer may share the cost equally with the employees eligible for coverage. The employee’s contribution cannot exceed 0.5% of the employee’s weekly wages or $6.59 per week. The maximum weekly deduction based on the state’s base wage of $1,18.48.

2024 Benefits: Up to 26 weeks with a maximum benefit of $798/week.

2024 Contributions: The employer may pay for the entire cost of providing TDI coverage, or the employer may share the cost equally with the employees eligible for coverage. The employee’s contribution cannot exceed 0.5% of the employee’s weekly wages or $6.87 per week. The maximum weekly deduction based on the state’s base wage of $1,374.78.

As of December 15, 2023