Health Savings
People across the country
What's the MetLife Difference?
MetLife offers a range of tax-advantaged health savings & spending accounts that make it easier for employees to handle growing expenses while your business enjoys payroll tax savings.
Benefits for employers:
- Consultative approach to plan designs to help meet employees’ diverse needs
- Health plan provider-agnostic for flexibility in health insurance decisions
- Unique holistic pricing approach with potential for lower premiums for Life, Dental, or Disability Insurance when offered with a MetLife HSA2
- Integration with all benefits administration systems and payroll companies for ease of data connectivity
- Comprehensive and competitive pricing, and essential features like Section 125 Plan Documents and discrimination testing included at no cost
- Proactive, experienced, and single point of contact for your day-to-day account management needs across all your MetLife coverages
- Dedicated educational support with an assigned partner that helps you deliver customized resources and tools at no cost, boosting employee engagement and participation
- Powerful analytics with personalized benchmarks to measure your program effectiveness and engagement
Benefits for employees:
- One website for employees to access all their MetLife benefits seamlessly
- Educational resources and tools designed to drive increased participation
- Simple claims entry and claims data integration with 260+ carriers
- Single stacked debit card with mobile wallet capabilities and digital provisioning
- Integrations and processing advantages with MetLife Dental and Vision claims
- Convenient access to our U.S.-based call center, secure website with AI-driven chat functionality, and mobile app, to help employees get the information they need
- FSAstore.com and HSA.com shopping experience for an effortless experience to purchase eligible items
Product Offerings
Health Savings Account (HSA)
WithMetLifeemployerscan
Flexible Spending Account (FSA)
Help your employees to
Dependent Care FSA (DC-FSA)
As more and more employees
Limited Purpose FSA (LP-FSA)
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Commuter Benefits
Transportation expenses continue
Health Reimbursement Arrangement
An employer-funded benefit that can help your employees cover certain out-of-pocket healthcare costs.
Lifestyle Spending Accounts (LSA)
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COBRA
COBRA (Consolidated Omnibus Budget Reconciliation Act) is a federal law requiring employers with 20 or more employees to allow those who might otherwise lose their group health plan coverage to temporarily continue their health benefits. We offer COBRA Administration for customers with our HSA or FSA programs as well as Dental or Vision products.
Employees with high-deductible health plans can leverage a tax-advantaged HSA to cover out-of-pocket health expenses, all while accumulating tax-free earnings for the future.
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An FSA will help your
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Dependent costs can add up, but with a DC-FSA, your employees can use their pre-tax dollars to pay for qualified expenses, making life a little easier.
- Simple & convenient claims entry, including scheduled recurring claims payments and smart debit card
- Smart debit card works for approved daycare providers, without receipt requirement
- Automatic payroll deduction for elected DC-FSA contribution amount
MetLifes Limited Purpose FSA
Customized educational resources
MetLife Commuter Benefits help
- Commuter Benefits available in all 50 states, more than 350 metropolitan areas and 660 transit authorities
- A convenient debit card makes it easy – there’s no cash upfront, no claim forms to fill out, and no waiting for reimbursement
- Smart Commute offered in select markets for electronic-fare media and pass orders made directly with transit authority
- City-by-city education guides help employees navigate their personal commutes
With a tax-advantaged HRA, you can offer an employer-funded health benefit, with control over your level of contribution and the expenses for which funds may be used.
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An LSA7 provides your employees with money to use for lifestyle-related expenses, allowing them to save money and improve their overall well-being.
- Flexibility to set the amount per year that employees can use for approved expenses
- Reporting to support payroll taxation requirements
- Quick online claim submission for reimbursements
- Customized communications for personalized employee marketing and education
If you are looking for assistance with COBRA administration, MetLife offers an automated and compliant solution for employers of all sizes, delivering the following:
- Integrations with over 350 payroll, HRIS, benefit enrollment platform vendors
- Flexible payment options for participants
- Automated communications
Healthcare expenses can add up, help employees with health saving
of employees say HSAs are a must -have or nice-to-have benefit8
of employees with an HSA say they feel financially healthy8
of employees with an HSA say they are satisfied with their wellness programs and benefits8
Savings Spending Accounts Work
A suite of savings and spending solutions designed with your individual business needs in mind.
The Power of One
See how we help you with benefits that work together.
Information for Employees
Get the information you need as an employee to find the right option for you and your family.
Savings That Add Up
Health Savings & Spending Accounts can help you save up to 30% on qualified expenses.8
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Next Steps
