Offering life insurance employees value is simple. Recommend the right combination of Basic, Supplemental and Dependent Term Life options – all available at affordable group rates.

• Employer-paid, employee-paid or a combination
• Accidental Death & Dismemberment coverage included
• MetLife Advantages^SM such as will preparation, funeral planning and discounts, and accelerated benefit option included

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• Life Insurance for groups with 2-9 employees
• Life insurance for groups with 10-99 employees

Considered a must-have benefit by employees, dental plans can be a differentiator for your clients. Our solutions are based on the latest clinical research and trends, helping you build plan designs to fit employee needs while managing costs.

• Dentists employees want: More than 400,000 PPO network dentist access points
• Discounts that exceed the national industry average by 1.9%
• Managed Care (HMO) options available in CA, FL, NJ, NY and TX

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• PPO Dental for groups with 2-9 employees
• PPO Dental for groups 10-99 employees
• Managed Care (HMO) Dental for groups with 2-99 employees

Having the right disability benefits is key to your clients’ productivity. Our Short and Long Term Disability plans focus on reducing your clients’ risk, protecting employee income and helping disabled employees return to work as soon as it’s possible.

• Rehabilitation incentives and support included
• EAP available with LTD coverage
• Voluntary, employee-paid options available to groups with 10-99 employees

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• Disability for groups with 2-9 employees
• Disability for groups 10-99 employees

Vision insurance is a cost-effective way for small businesses to meet employee needs and help improve the health of their workforce. Based on the latest research, our plans include industry-leading standard features your clients and their employees will appreciate.

• Employees can save on total costs — including out-of-pocket — for eye exams, prescription glasses, sunglasses and contact lenses.
• More than 95,000 network access points
• Network includes private practice options plus popular retail chains such as Costco Optical and America’s Best

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• Vision for groups with 2-99 employees

Legal Services plans can make employees’ lives easier while helping to drive satisfaction and productivity for your clients. Our plans offer access to expert attorneys – in-person, via phone or online – for a comprehensive range of services including estate planning, identity theft issues or defense of traffic tickets.

• Large network of attorneys with an average of 25+ years’ experience
• Unlimited use of covered services
• No waiting periods, deductibles, copays or claim forms

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• Legal Services for groups with 10-99 employees

Accident insurance is a valuable voluntary benefit designed to complement your clients’ medical benefits. With a lump sum paid directly to participating employees to spend however they choose, it provides financial help in the event of unexpected injuries.

• Benefit paid no matter what medical insurance covers
• Coverage for 120 events, including accidental injuries and hospital care
• No waiting periods

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• Accident for groups with 10-99 employees

Hospital stays create financial burdens for employees, especially when medical plans come with high deductibles. Voluntary Hospital Indemnity benefits help employees focus on getting better by providing a lump sum that’s paid regardless of what their health insurance covers. 

• Coverage for events including hospital admission, confinement and ICU
• No coordination of benefits with medical insurance
• No age restriction for employee or spouse to enroll

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• Hospital Indemnity for groups with 10-99 employees
• Hospital Indemnity for NJ-based groups with 10-99 employees
• Hospital Indemnity for NY-based groups with 10-99 employees

Offering Critical Illness insurance gives your clients a way to help lessen the burden of large out-of-pocket costs at a time when employees need it most. Recommend voluntary or employer-paid options that deliver a lump-sum benefit directly to the employee to spend as needed.

• Covered conditions include Cancer, Stroke, Heart Attack and Major Organ Transplants
• Recurrence Benefits² provide additional protection
• Guaranteed coverage¹ for employees, spouses, and dependent children

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• Critical Illness for groups with 10-99 employees
• Critical Illness for NY-based groups with 10-99 employees